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Payment Protection

Lufkin Federal Credit Union offers its members Credit Life and Credit Disability Insurance through CMFG Life Insurance Company. Credit life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur. Credit Disability insurance may help your loan payments, up to the policy maximum, if you are unable to work due to a covered injury or illness.

Most members are eligible to apply for credit life and credit disability insurance. Coverage is available for single or joint borrowers, at competitive rates, and premiums are automatically added to your loan payments.

Help protect yourself and your family from the burden that could result from a disability or unexpected life event. Knowing you’re protected may help provide increased confidence in your family’s financial future. Contact us for details on credit life and credit disability insurance.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.

CDCL-1888498.1-0917-1019.

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