Share Savings Accounts


When you become a member of the credit union a savings account is opened in your name. An initial $5 one time membership fee is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • Online Banking access

  • A competitive interest rate paid quarterly on the average daily balance in your savings account.

  • Withdrawals: To withdraw money from your savings account, simply stop by the credit union or go to an ATM terminal. Members may make one savings withdrawal per quarter free of charge. After one withdrawals in one quarter a $2 charge per excessive withdrawal is applied

  • Quarterly statements by mail.

  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at Lufkin Federal Credit Union, contact usClick here for the savings calculator.

Please contact the credit union for current share rates.